Valley Bank is a banks in West Milford, NJ. Open: Mon–Fri 9:00 AM – 4:00 PM; Sat 9:00 AM – 12:00 PM; Sun Closed. Phone: (973) 764-4004. Address: 538 Co Rd 515, Vernon Township, NJ 07462. Average rating is 4.0 stars from 20 reviews. Website: https://locations.valley.com/nj/vernon/valley-bank-82.html.
Valley Bank
Call Now Directions
Review
Logo of Valley Bank displayed prominently.
4.0 20 reviews Today Closed

Full-Service Banking Built for Vernon's Community

Personal, business, and wealth banking at County Road 515, serving Sussex County with genuine local care.

About Us

At the Vernon Township branch on County Road 515, Valley Bank runs on something most banks have quietly abandoned: actual relationships. Staff members here know customers by name, and the reviews back it up. One longtime customer put it plainly: she became loyal to Valley specifically because of the comfortable, welcoming atmosphere the team creates every single visit.

The branch is a full-service location in every sense. You'll find a 24-hour ATM, a bilingual ATM, coin counting, a night deposit box, and a drive-thru, so banking fits around your schedule rather than the other way around. Whether you're depositing coins from a jar or wiring funds for a commercial transaction, the infrastructure is here.

Valley Bank is FDIC-insured and has built a broad product lineup that spans personal checking and savings, mortgages, home equity, auto loans, IRAs, CDs, wealth management, trust and estate planning, and a full suite of business banking tools. This Vernon location brings all of that under one roof, six days a week, with Saturday morning hours for the weekend errand runner.

What We Offer

For individuals, Valley Bank Vernon offers personal checking and savings accounts, certificates of deposit, IRAs, auto loans, mortgages, mortgage refinancing, home equity loans and lines of credit, and even borrowing against life insurance. Wealth management, trust and estate planning, and insurance services round out the personal side.

Business owners get a similarly deep bench. Business checking and savings, business credit cards, SBA lending, small business lending, treasury management, ACH and wire payments, bill pay, payroll services, merchant services, lockbox services, commercial banking, and asset-based lending are all available. If your business has complex cash-flow needs, the treasury team here can handle them.

On-site conveniences include a full-service ATM, bilingual ATM, 24-hour ATM access, coin counting, night deposit box, and drive-thru banking. Open Monday through Friday 9 AM to 4 PM and Saturday 9 AM to noon.

Why Choose Us

Staff at the Vernon branch earn repeat loyalty through genuine friendliness, patience, and professional efficiency, per multiple customer reviews.
FDIC-insured deposits give every account holder federally backed peace of mind on balances up to applicable limits.
A 24-hour ATM and night deposit box mean banking access extends well beyond the branch's six-day open hours.
Bilingual ATM services make this branch accessible to a broader range of Sussex County residents and business owners.
From personal savings to SBA lending and commercial asset-based lending, one branch covers virtually every financial need.
Saturday morning hours from 9 AM to noon accommodate customers who cannot visit during the standard Monday-through-Friday window.

What Our Customers Say

Don't just take our word for it - hear from our satisfied customers

Click to Rate & Review This Business ✍️
2 months ago
"I recently (December 2025) pulled an auto loan through Valley bank through a dealership. I have had an issue every single month since with payment application while being signed up for autopay. There is no communication between departments- collections does not have the same info as the customer service team. When trying to pay any gap (which I have approved payment 3 tims) I was then told there would be a fee because their preferred method is online- which does not enable payments below a certain amount. I urge any customer looking for a loan to NOT USE VALLEY BANK."
— Ciana O'DEA
⭐⭐⭐⭐⭐
3 months ago
"I had a great experience at Valley Bank in Vernon! This was my first visit, and everyone was friendly, courteous, and helpful, making my experience a comfortable one. Kelly was patient and thoughtful while assisting me with a new type of banking transaction. It was refreshing meeting such awesome banking professionals."
— Dawn B
⭐⭐⭐⭐⭐
a year ago
"absolutely love love love my girls at valley. they’re genuinely so kind and understanding. super professional and efficient. i decided to be loyal to valley due to the comfortable environment in this branch. thanks for the positive atmosphere!"
— Nino Mikeladze
⭐⭐⭐⭐⭐
a year ago
"I’ve had miscellaneous accnts with ValleyNational Bank over the last 60 yrs and rarely had a problem, but when I did, the staff gladly corrected any issues needed. The staff are all very nice. I love this bank 😊."
— Arlene Vandermay
⭐⭐⭐⭐⭐
4 years ago
"This particular bank in Vernon were very helpful every time I go there. Seems like I’m always there since valley bank likes to cancel my business debit without letting me know. That makes all my company auto order I have each month get canceled and that’s how I knew my card was canceled. Went to eat with family for their 76th bday and when I went to pay they came back saying my card was declined. How embarrassing and lucky for me my relatives who’s birthday it was has no teeth so she had a spare rib smoothie or something. Anyway that’s when she said could pay the bill and pulled out her AARP and medicate part b Insurnace cards to pay! Ugh what a disaster and embarrassing event. Lucky j had my credit cards but for my monthly supplies and work Insurnace policy that gets automatically ordered were all cancelled. So much for it being “The Most Convenient bank” or is that TD banks slogan? I dont Know whatever I’m def closing my accounts and using TD bank. Good job with the communication with the customer when they decide to cancel your card without them telling you. Thanks Karen"
— Lolo Bernal

Frequently Asked Questions

What are the Valley Bank Vernon Township branch hours?

The branch is open Monday through Friday from 9:00 AM to 4:00 PM and Saturday from 9:00 AM to 12:00 PM. The branch is closed on Sunday. The 24-hour ATM is available outside of those hours.

Where exactly is the Vernon Township Valley Bank located?

The branch is at 538 Co Rd 515, Vernon Township, NJ 07462. It has a drive-thru for added convenience.

Does this branch offer business banking services?

Yes. Business checking and savings accounts, business credit cards, SBA lending, small business lending, payroll services, merchant services, treasury management, ACH and wire payments, lockbox services, and commercial and asset-based lending are all available at this location.

Can I get a mortgage or home equity loan at the Vernon branch?

Yes. Valley Bank Vernon offers mortgages, mortgage refinancing, home equity loans, and home equity lines of credit. Speak with a branch representative to start the application process.

Is there an ATM available after hours?

Yes. The branch has a 24-hour full-service ATM as well as a bilingual ATM on site, so you can access your account any time, even when the branch is closed.

Does Valley Bank Vernon offer wealth management or retirement planning?

Yes. Services include wealth management, trust and estate planning, insurance services, IRAs, and certificates of deposit, giving customers a range of tools for long-term financial planning.

Is Valley Bank FDIC insured?

Yes. Valley Bank is an FDIC-insured institution, meaning eligible deposits are federally insured up to applicable limits, providing standard federal deposit protection for account holders.

Hours of Operation

Closed · Opens Monday at 9:00 AM
Monday 9:00 AM – 4:00 PM
Tuesday 9:00 AM – 4:00 PM
Wednesday 9:00 AM – 4:00 PM
Thursday 9:00 AM – 4:00 PM
Friday 9:00 AM – 4:00 PM
Saturday 9:00 AM – 12:00 PM
Sunday Today Closed
67° Clear 538 Co Rd 515
Sun 79° 66°
Mon 75° 62°
Tue 74° 58°
Wed 81° 54°
Thu 82° 63°
Fri 84° 62°
Sat 83° 61°

Get In Touch

Ready to get started? Contact us today!

Save to Contacts

More places nearby

Other spots near here, whatever their type. Tap one to open its page.

Bank ★ 2.8 (21)
Chase Bank
0.1 mi550 Co Rd 515, Vernon Township, NJ 07462
Bank ★ 3.8 (10)
Provident Bank
steps away529 Co Rd 515 Suite 101, Vernon Township, NJ 07462
Bank ★ 3.0 (23)
Lakeland Bank
6.0 mi455 NJ-23, Wantage, NJ 07461
Grocery Store ★ 3.9 (748)
ACME Markets
0.1 mi530 Rt 515 #1, Vernon Township
Cafe ★ 4.7 (709)
The Daily Bean
0.2 mi516 Co Rd 515, Vernon Township
Drugstore ★ 3.4 (79)
CVS
0.2 mi302 NJ-94, Vernon Township
Restaurant ★ 2.8 (584)
Burger King
0.1 mi314 NJ-94, Vernon Township
Coffee Shop ★ 3.4 (502)
Dunkin'
0.2 mi301 Route 94 And, Church St, Vernon Township

Contact Valley Bank

Send a note and Valley Bank will get back to you. No account needed.

Add an email or a phone so they can reply.

Best time to reach you

Report an issue

See something off? Tell us. We’ll fix it and improve the listing for everyone. No account required.